Vol. 11, Special Issue 10 (2022)

Author(s):
Chandrashekhar Mandavi, Dr. Sushila, Dr. Dronak Kumar and Dr. D Nishad

Abstract:
The study was conducted an attempt has been made in the study, Performance Analysis of Pradhan Mantri Fasal Bima Yojana in Rajnandgaon district of Chhattisgarh State. The total cropped area of crop insured farmers is 1.02, 2.29, 5.6 and 9.17 hectare of marginal, small, medium and large farms respectively with an average of 4.51 hectare. In total cropped area, 68.51 percent area covered in kharif season followed by 30.38 percent area covered under rabi season in different crops. The average cropping intensity at sample farmers of crop insured group is estimated as 145.95 percent. The total cropped area 69.27 percent area allocated under kharif season followed by 29.95 percent of area under rabi season in sugarcane crop. The average cropping intensity at sample farmers of non-crop insured group is estimated to be 144.36 percent. The beneficiary ratio in Chhattisgarh and Rajnandgaon was found 32.33 and 27.12 percent. The insured area was higher than the non loanee farmers. The total premium paid was Rs. 183893.8 and against this the claim was received Rs. 2289736.6 per acre claim received per acre was Rs. 5235 by loanee farmers and same is received Rs. 3277 by non loanee farmers. The claim to premium ratio is much better i.e. 14.38 as compare to 9.03 by loanee and non-loanee respectively. The claim to premium ratio found highest Manpur was 39.35 percent followed by Mohla (37.49 percent) and Ambagarh Chowki (26.69 percent), also the claim to premium ratio of Rajnandgaon district was found 36.64 percent. The claims to sum assured ratio found highest Manpur was 7.82 percent followed by Mohla (7.79 percent) and Ambagarh Chowki (6.03 percent), also claims to sum assured ratio of Rajnandgaon district was found 8.08 percent. The Premium to sum insured found highest Ambagarh Chowki (22.59 percent), followed by Mohla (20.78 percent) and Manpur was 19.89 percent, also the Premium to sum insured of Rajnandgaon district was found 22.07 percent.