Vol. 10, Special Issue 6 (2021)

Author(s):
Subhash Chander, Jatesh Kathpalia and Vinod Kumari

Abstract:
The contribution of Haryana in Indian Agriculture has always been significant. The state has recorded 181.44 lakh tonnes of food-grains production during 2018-19. Haryana was the second highest contributor of food-grains to the central pool i.e. 15.60% of food-grains despite of only 1.4% area of the country with an average productivity of 35.27q/ha at national level. Risks and uncertainty are always inherent in the agriculture sector. The risks and uncertainty mainly related to production, price and inputs. The present study is an attempt to analyze the trends of the crop insurance schemes implemented in Haryana. It was found from the field of the study that one-third of the respondents (35.00%) did not get the benefit of crop insurance scheme. Nearly one-third of the respondents (31.25%) received the amount of crop insurance scheme between Rs. 15,000 to 30,000/-. Total amount of Rs. 16,70,000/- get the benefit of crop insurance scheme to respondents for 443 acres instead of 523. Average amount of crop insurance scheme of Rs. 3,193 per acre was taken by respondents in both seasons. Awareness, lack of premium paying capacity, low co-operation from bank employee were the main reasons for non-adoption of crop insurance scheme. It was also suggested that Efforts are needed to make more aware about crop insurance scheme and knowledge should be imparted to them through training.