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Vol. 10, Special Issue 12 (2021)

Credit repayment pattern of farmers in Jaunpur district of Uttar Pradesh

Author(s):
Mantasha Athar, Ilma Zeb and Dr Sanjay Kumar
Abstract:
Credit is the crucial input for the economic development of the farmers as it helps in increased production through use of modem inputs. The investigation entitled Credit repayment patterns of farmers in Jaunpur district of Uttar Pradesh, was carried out to examine the nature of credit utilization and it’s repayment by the different groups of farmers in the Jaunpur district. Jaunpur district was selected purposively for the study. One block namely Karanzakala and five villages were selected purposively. A separate list of respondents of five selected villages was prepared and respondents were selected randomly. From these lists a sample of 120 respondents (60 borrower and 60 non-borrower) were selected for study purpose. For the interpretation of the data the tabular analysis and simple statistical tools were used to find out the results. The study period pertains to agricultural year 2020-21.
The results of the study revealed that 55 per cent borrowers repaid loan borrowed and 45 per cent of borrowers had not repaid the borrowed loan amount. The majority of farmershad not repaid the credit taken due to COVID-19 imposed lockdowns in the entire nation followed by other reasons. 73.28 per cent loan amount was repaid while 39.08 per cent amount over dues.
Pages: 365-367  |  252 Views  71 Downloads
How to cite this article:
Mantasha Athar, Ilma Zeb and Dr Sanjay Kumar. Credit repayment pattern of farmers in Jaunpur district of Uttar Pradesh. The Pharma Innovation Journal. 2021; 10(12S): 365-367.

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